What credit card can I sign up for to transfer $1500 balance transfer?
July 30th, 2010 | 
Author: I’m looking to make a balance transfer from Citi cards to another company with 0% APR on balance transfers for the first 12 months or somewhere around there, what company/card can I assure to get a full transfer of my full balance on my other card?
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Obama ruined it for everyone with new rules buddy. When the credit card companies found out he had his hand in their pockets to “PROTECT” consumers they just raised everyones rates before before they were “locked into” not raising rates.
No one here can give you any guarantees. It will depend on your FICO and other factors as to whether or not a credit card company will accept a full balance transfer.
My advice would be to go to a credit union in your area and talk to them. You are far more likely to get a lower interest rate on their credit card and more equitable treatment. They can also tell you upfront whether or not you would qualify for a balance transfer rather than you applying all over the place and having your FICO dinged 5 points for each application, only to find out after the fact that the new company either won’t allow a balance transfer or won’t allow the full amount.
None. The amount, if any, that you will be allowed to transfer is not guaranteed in advance. The credit card company makes its final decision only after you apply for the new card.
I personally like an offer from the Pentagon Federal Credit union that offers 4.99% balance transfer for up to two years with no balance transfer fee. You can see their offer at http://www.penfed.org.
Bank of America also has a decent offer with the Humane Society of America for a 0% card for 12 months.
For a balance that low, however, you might be better off just paying as much as you can from any source (tax refund, rebate checks, gifts, etc.) and get it paid down to $0. If you carry no balance, it doesn’t matter what the interest rate is.
You won’t know your approved credit limit until after you fill out the balance transfer application. Your credit limit will be based on your current credit limits. So if your current credit card(s) have limits of just $500, it may be a toss up whether a new issuer will give you anything higher. Conversely, if your current credit card limit(s) are $5,000, the $1,500 should be a no brainer.